{"id":262,"date":"2014-08-26T18:00:56","date_gmt":"2014-08-26T18:00:56","guid":{"rendered":"http:\/\/www.bemidjistate.edu\/services\/international\/?page_id=262"},"modified":"2023-03-23T11:49:04","modified_gmt":"2023-03-23T16:49:04","slug":"money-matters","status":"publish","type":"page","link":"https:\/\/www.bemidjistate.edu\/services\/international\/northstar-visiting-scholars\/before-you-travel\/money-matters\/","title":{"rendered":"Money Matters"},"content":{"rendered":"

Making Purchases<\/h2>\n

Credit Cards<\/h3>\n

Before you head to\u00a0the airport, call your bank and credit card company to let them know where you\u2019ll be traveling and how long you\u2019ll be there.<\/p>\n

Most ATMs will accept your US debit\/credit card, but communicate with\u00a0your bank before you leave so they won\u2019t decline the card and put a warning on your account.<\/p>\n

Withdrawals and Transaction Fees<\/h3>\n

Some U.S. credit cards impose a foreign transaction fee when used\u00a0overseas. Chase and Capital One both offer cards that don\u2019t\u00a0impose foreign transaction fees; many other banks do as well.<\/p>\n

If you have an ATM card from a small local bank that does not belong to one of these two worldwide networks, you may have problems withdrawing money overseas. Ask your bank about your options to learn what they can offer you while you\u2019re traveling internationally.<\/span><\/p>\n

Pickpocket Reminder<\/h3>\n

Be careful of your money, wallet and credit cards when you are in crowded areas like markets, buses, metro stations, subway cars and train stations. Your pocket could be picked at these places if you’re not vigilant.<\/p>\n

Budgeting for your Study Abroad<\/h2>\n

Financial Aid<\/h3>\n

You may be eligible to use financial aid for your study abroad program. After meeting with an advisor in the International Program Center, collect the resources you need and schedule an appointment with a Financial Aid advisor<\/a>.<\/p>\n

Resources<\/h3>\n

When budgeting for your study abroad program, reference the 7 Tips to Make Study Abroad More Affordable<\/a>. This guide provides resources on external scholarships, finding programs that are the best fit for your budget, and ways to save money while abroad.<\/p>\n

With the help of the IPC and Financial Aid advisors, work on a budget worksheet<\/a> to identify anticipated expenses.<\/p>\n","protected":false},"excerpt":{"rendered":"

Making Purchases Credit Cards Before you head to\u00a0the airport, call your bank and credit card company to let them know where you\u2019ll be traveling and how long you\u2019ll be there. Most ATMs will accept your US debit\/credit card, but communicate with\u00a0your bank before you leave so they won\u2019t decline the card and put a warning […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":477,"menu_order":4,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":"","_links_to":"","_links_to_target":""},"class_list":["post-262","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.bemidjistate.edu\/services\/international\/wp-json\/wp\/v2\/pages\/262","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bemidjistate.edu\/services\/international\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.bemidjistate.edu\/services\/international\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.bemidjistate.edu\/services\/international\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bemidjistate.edu\/services\/international\/wp-json\/wp\/v2\/comments?post=262"}],"version-history":[{"count":8,"href":"https:\/\/www.bemidjistate.edu\/services\/international\/wp-json\/wp\/v2\/pages\/262\/revisions"}],"predecessor-version":[{"id":2634,"href":"https:\/\/www.bemidjistate.edu\/services\/international\/wp-json\/wp\/v2\/pages\/262\/revisions\/2634"}],"up":[{"embeddable":true,"href":"https:\/\/www.bemidjistate.edu\/services\/international\/wp-json\/wp\/v2\/pages\/477"}],"wp:attachment":[{"href":"https:\/\/www.bemidjistate.edu\/services\/international\/wp-json\/wp\/v2\/media?parent=262"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}